High-deductible health plan limits

When you have an HSA, you also have a high-deductible health plan (HDHP), which sets the limits for how much you have to pay for your health care services until the health insurance starts paying.

HDHP minimum deductibles

For 2016

Individual: $1,300

Family: $2,600

HDHP maximum out-of-pocket amounts

For 2016

Includes deductibles, copayments and coinsurance. Does not include premiums.

Individual $6,550

Family: $13,100