When business gets complicated, your decision about health insurance shouldn’t be.

In addition to having access to 97% of PCPs and hospitals in Michigan1 and one million providers nationwide through Cigna2, Priority Health is committed to delivering solutions to small businesses through:

Affordable coverage

  • Innovative products
  • Tiered network solutions
  • Plans with health-plan sponsored allowances

Simple administration

  • PriorityQuote—our intuitive enrollment tool
  • COBRA administration
  • Free HSA administration

Valuable benefits

  • Chronic condition coverage on HDHPs3
  • Free allergy testing and treatment4 and DME diabetic supplies5
  • $10 or less virtual care and more!
lab coat and stethoscope

New and popular cost-savings solutions

Tiered Networks

Who this plan is ideal for

Price-sensitive groups with employees who are geographically located within the Tier 1 service area.

How this plan works

Tiered networks can help employers save on premiums, They can also help employees save on deductibles, out-of-pocket limits and cost sharing—all by utilizing the selected Tier 1 provider network.

PriorityAllowance

Who this plan is ideal for

PriorityAllowanceTM is for employers who want to empower their employees to better manage their health with an upfront allowance to cover commonly used services like PCP visits, specialist visits, urgent care, labs, virtual care and more.

How this plan works

PriorityAllowance is a turn-key solution for employers with an automatic allowance and copays on popular in-network health care services (both in and out of state).

Piggy bank
eight hundred-dollar bills

Optimized level funding

Who this plan is ideal for

Small businesses who want to reduce plan costs and increase cash flow, reporting, plan flexibility and tax advantages

How this plan works

Employers pay a fixed monthly amount to cover the costs of administration, stop-loss and claims funding. Priority Health uses the money as needed to pay claims. At the end of the plan year, the claim amount is reconciled. If there is a surplus, the employer will have 50% of that surplus returned to them.

Learn more about funding options here.

Looking for our full list of offerings?

Download our small group comparison matrix to review our full list of plans.

Small group product comparison matrix

Smiling Asian woman

1According to the Michigan Department of Insurance and Financial Services 2019 Individual and Small Group network filings, excluding out-of-state and Upper Peninsula providers. Network varies by plan.

2Priority Health is an independent company and not an affiliate of Cigna. Any Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name and other Cigna marks are owned by Cigna Intellectual Property, Inc.

3Chronic condition coverage on high-deductible health plans offered before deductible.

4Excludes PriorityHSA and PriorityAssure.

5DME supplies covered in full after deductible on PriorityHSA plans.