Choose a smarter plan for your small business
Contact a Priority Health representative to help find the right plan for your business
Get startedWhen business gets complicated, your decision about health insurance shouldn’t be.
Count on Priority Health to deliver services, discounts and benefits that work harder for employers and their employees.
Cost saving plan options, such as:
- HMO plans to ensure employees receive necessary services
- Tiered network solutions
- Upside-only health plan funding options
Coverage options to meet business needs, including:
- COBRA administration
- Free HSA administration
- Access to 97% of primary care doctors in Michigan1
- and more than 1 million providers nationwide through our Cigna partnership2
Benefits included in most plans:
- $10 or less virtual care services3
- $15 adult vision exams4
- 100% coverage for diabetic supplies5
- 100% coverage of allergy testing and treatment6
- 100% coverage of home health care visits6
- and more
Our solutions
Tiered Networks
Who this plan is ideal for
Price-sensitive groups with employees who are geographically located within the Tier 1 service area.
How this plan works
Tiered networks can help employers save on premiums, They can also help employees save on deductibles, out-of-pocket limits and cost sharing—all by utilizing the selected Tier 1 provider network.
PriorityAllowance
Who this plan is ideal for
PriorityAllowanceTM is a product designed for employers who want to help their employees reduce out-of-pocket costs by offering an upfront copay allowance for select health care services such as PCP visits, specialist visits, urgent care and more.
How this plan works
PriorityAllowance is a turn-key solution for employers with an automatic allowance and copays on popular in-network health care services (both in and out of state).
Optimized level funding
Who this plan is ideal for
Small businesses who want to reduce plan costs and increase cash flow, reporting, plan flexibility and tax advantages
How this plan works
Employers pay a fixed monthly amount to cover the costs of administration, stop-loss and claims funding. Priority Health uses the money as needed to pay claims. At the end of the plan year, the claim amount is reconciled. If there is a surplus, the employer will have 50% of that surplus returned to them.
Learn more about funding options here.
Looking for our full list of offerings?
Download our small group comparison matrix to review our full list of plans.
1According to the Michigan Department of Insurance and Financial Services 2019 Individual and Small Group network filings, excluding out-of-state and Upper Peninsula providers. Network varies by plan.
2Priority Health is an independent company and not an affiliate of Cigna. Any Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company. The Cigna name and other Cigna marks are owned by Cigna Intellectual Property, Inc.
3Excludes grandfathered for transitional groups.
4 Excludes PriorityHSA, PriorityAssure and Priority Made Simple plans.
5 Covered after deductible for PriorityHSA.
6 Excludes PriorityHSA and PriorityAssure plans.