Which Priority Health Medicare plan is right for me?

Medicare Advantage with prescription drug plans

Your monthly premium is based on your county of residence. For 2020, we offer the following options:

• PriorityMedicare Key^SM (HMO-POS) - The monthly premium for this plan is $0. This plan has a low in-network deductible, and there's no maximum benefit limit.
• PriorityMedicare Edge^SM (PPO) - A $0 plan that doesn’t break the bank and is available in select east and southeast counties in Michigan.
• PriorityMedicare Ideal^SM (PPO) - Coverage at a low cost no matter where you live in Michigan's Lower Peninsula. Monthly premiums range from $14 to $18.
• PriorityMedicare Value^SM (HMO-POS) - This plan provides you with predictable copayments for things like doctor visits and prescriptions. With low monthly premiums that start as low as $10 to $70.
• PriorityMedicare^SM (HMO-POS) - Get lower copayments and out-of-pocket costs than you would with PriorityMedicare Value. Monthly premiums start as low as $78 to $163.
• PriorityMedicare Merit^SM (PPO) - Our value priced PPO gives you a little more flexibility than our HMO-POS plans. Monthly premiums start as low as $44 to $103.
• PriorityMedicare Select^SM (PPO) - If you like the freedom a PPO plan offers but need a little more coverage than you get with PriorityMedicare Merit, consider this plan. Monthly premiums start as low as $136 to $205.

Medigap (Medicare supplement) plans

Your monthly premium is based on the county you live in, as well as your age, gender, health status, use of tobacco and your eligibility for either open enrollment or a guaranteed issue right.

Choose from six options:

• Medigap Plan A - Pays your copayments when you're hospitalized and coinsurance when you see your doctor or get outpatient hospital services. Plan A is one of the Medigap plans available to Medicare-eligible people under age 65. Monthly premiums start as low as $83.54.
• Medigap Plan D - Includes everything in Plan A, plus it covers your Part A deductible, skilled nursing copayment and foreign travel emergency services. This plan is also available to Medicare-eligible people under age 65. Monthly premiums start as low as $115.03.
• Medigap Plan N - Includes everything in Plan D, but you'll have copayments for doctor visits and emergency visits. Monthly premiums start as low as $97.32.
• Medigap Plan G - Includes everything in Plan N, plus you won't have copayments. You'll have to pay your Part B deductible, but excess charges over what Medicare approves will be covered. Monthly premiums start as low as $127.02.
• Medigap Plan C - Covers your Part A and Part B deductible. Most Medicare-approved out-of-pocket expenses are also covered. Only Medigap Plan F offers more coverage. Only beneficiaries first eligible for Medicare before Jan. 1, 2020 may purchase Plans C and F. Monthly premiums start as low as $146.98.
• Medigap Plan F - Includes everything in Plan N, but you won't have copayments. It also covers your Part B deductible and excess charges over what Medicare will approve. Only beneficiaries first eligible for Medicare before Jan. 1, 2020 may purchase Plans C and F. Monthly premiums start as low as $155.97.

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Extra credit articles

Here are some helpful articles that can help you pick the Medicare coverage that is right for you.