What do I need to know about Medicare Parts A & B?

Medicare Part A = Hospital care

  • Medicare Part A covers most hospital costs after you pay the first $1,408 (your "Part A deductible")
  • At age 65 most people will automatically be enrolled in Medicare Part A
  • Most people don't pay a monthly Part A premium because they paid for it through their payroll deductions

Medicare Part B = Medical services

  • Medicare Part B covers 80% of the cost of doctor visits and everyday medical services after you pay the first $198 (your "Part B deductible")
  • You should sign up for Part B as soon as you're eligible, or you could pay penalties later
  • You'll also have a Part B premium to pay every month. The standard Part B premium amount is $144.60 (or higher, depending on your income).

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Extra credit articles

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