What do I need to know about Medicare Parts A & B?
Lesson 1
Medicare Parts A and B are "Original Medicare." You get them through the federal government.
Medicare Part A = Hospital care
- Medicare Part A covers most hospital costs after you pay the first $1,408 (your "Part A deductible")
- At age 65 most people will automatically be enrolled in Medicare Part A
- Most people don't pay a monthly Part A premium because they paid for it through their payroll deductions
Medicare Part B = Medical services
- Medicare Part B covers 80% of the cost of doctor visits and everyday medical services after you pay the first $198 (your "Part B deductible")
- You should sign up for Part B as soon as you're eligible, or you could pay penalties later
- You'll also have a Part B premium to pay every month. The standard Part B premium amount is $144.60 (or higher, depending on your income).
Test yourself
Extra credit articles
Here are some helpful articles that can help you pick the Medicare coverage that is right for you.
Medicare coverage options at a glance
Signing up for Medicare Part A & Part B
When you're eligible, when to enroll
Ready to pick a plan?
Review our Medicare Advantage or Medigap plans to find the plan that is best for you.