MyPriority HSA Silver 3000 - Off Marketplace - Trinity Health East Network

MyPriority® HSA Silver 3000 - Off-Marketplace plans are an affordable option for individuals who do not qualify for a federal subsidy or choose not to use it. It offers a lower monthly premium because you purchase it directly from Priority Health and avoid fees associated with plans offered on the federally run Marketplace. This plan comes with a health savings account that will help pay for medical expenses, is eligible for federal tax advantages and any unused money automatically rolls over from year to year.

Keep in mind you pay 100% of the cost of your health care out of your pocket until you meet your deductible.

Your health is our top priority

Earning 4 out of 5 stars* on, Priority Health gives you more for your money and does more to improve your health.

Highlights of what members get:

  • Free HSA banking partner: HealthEquity® sets up and helps you manage your banking account
  • On-demand mental health support: myStrength, included in our plans, is a mental health and wellness online tool that helps you live your best life.
  • Chronic condition management: Access to a variety of medications, supplies and services to help keep your chronic conditions under control–covered in full or with a low cost share, before deductible.
  • Diabetes management: Our plans provide coverage for diabetes management services, supplies and treatments for no cost, before deductible when furnished by a participating durable medical equipment (DME) provider. Diabetes prescriptions and testing procedures are covered before deductible, with cost share.
  • Global emergency assistance: If you or your dependents become ill or injured while traveling more than 100 miles from home, our partner Assist America® can help you get care and even arrange your safe travel home.
  • Hearing exams and hearing aids: Discounts for you and your extended family with TruHearing®

Trinity Health East Network

A narrow network plan offered to individuals who live in Wayne, Oakland, Macomb, Washtenaw, Livingston counties and a portion of Jackson* County.

Members who choose a Trinity Health East Network plan must receive care in the Trinity Health East System network of doctors and hospitals and their affiliated clinics, outpatient facilities, labs, etc.

This network includes:


  • Trinity Health Chelsea Hospital
  • Trinity Health Ann Arbor Hospital
  • Trinity Health Livingston Hospital
  • Trinity Health Oakland Hospital
  • Trinity Health Livonia Hospital

Physicians (primary care and specialists)

Physicians who are affiliated with the Trinity Health East groups:

  • IHA
  • Huron Valley Physician Association
  • Oakland Physician Network Services with Trinity Health Oakland designated as the primary hospital
  • Livingston Physician Organization
  • Trinity Health Livonia Physician Practices

All in-network pharmacies

Narrow network details:

  • A narrow network allows members to enjoy a lower monthly premium while getting access to quality care
  • No referral is needed to see an in-network specialist
  • Members who enroll in this plan will see the Trinity Health East network on their member ID cards
  • Care received outside of the Trinity Health East Network will not be covered, and members will be required to cover the full cost of out-of-network care

*ZIP codes in Jackson County where the Trinity Health East narrow network is offered: 49201, 49202, 49203, 49204, 49230, 49240, 49254, 49259, 49261, 49263, 49272, 49277, 49285


Trinity Health East Network

In order for your health care costs to be covered, you must receive care from doctors and hospitals within the Trinity Health East Network or their affiliated facilities. If you receive care from an out-of-network provider, you will be responsible for paying the full cost. Emergency services are covered at the in-network level.

Use our Find a Doctor online directory to see if your doctor is in the Trinity Health East Network.

Metal level


The metal level determines how you and your plan share the costs of care. Silver means your health plan pays 70% (on average) and you pay about 30%. Silver level plans offer a good balance of premium and out-of-pocket costs. 



This is the amount you pay for in-network covered health care services before Priority Health begins to pay.


Plan pays
You pay

Coinsurance is the percentage of the cost of medical services you have to pay after you've met your deductible. Some services–like preventive care and chronic condition management–are accessible with low or no coinsurance before you meet your deductible.

Out-of-pocket limit


Your annual maximum cost. The most you'll pay for health care services including copays and prescription drugs in one year.

Office visits

30% coinsurance
Primary doctor, after deductible
30% coinsurance
Specialist, after deductible
30% coinsurance
Mental health, after deductible

Tier 1a and Tier 1b drugs

30% coinsurance
Tier 1a
After deductible
30% coinsurance
Tier 1b
After deductible

Tier 1 includes low-cost generic drugs, proven to be as safe as brand-name drugs. Some drugs for chronic condition management are accessible at low or no cost before you meet your deductible.

Retail health, urgent care and emergency services

30% coinsurance
Retail health clinic, after deductible
30% coinsurance
Urgent care, after deductible
30% coinsurance
Emergency room, after deductible 

When you seek treatment for an illness, injury, symptom or condition that needs immediate care.

Limited virtual care

Covered in full
After deductible

24/7 access to a provider through a Spectrum Health On-Demand virtual urgent care.

Preventive care

Covered in full
Before deductible

Preventive services help you avoid potential health problems or find them early when they are most treatable before you feel sick or have symptoms. See our Preventive Health Care Guidelines for a list of covered preventive services.


Covered in full
Routine prenatal and postnatal care, before deductible

Diagnostic tests, X-rays, lab services and radiology services

30% coinsurance
After deductible

The features and benefits explained in this section are intended to give you an overview of your coverage and do not include or explain every detail of what is and is not covered. Please refer to the Summary of Benefits and coverage.