Individual Alternate deductible

When you have a Point-of-Service plan, covered services are paid at either the Preferred level or the Alternate level, depending upon how you seek services. See your Certificate of Coverage for details.

Your Individual Alternate deductible is the amount you pay for Alternate-level services for any one individual on your policy before Alternate plan benefits begin to pay.

  • Only Alternate-level services covered by your policy apply to the Alternate-level deductible.
  • This deductible must be met each plan year.
  • The individual Alternate deductible does not apply if you are enrolled in a PriorityHSASM plan with a health savings account and you have more than one person on your policy.