Individual deductible
An individual deductible is the amount you'll pay for covered medical expenses for any one individual on your policy before plan benefits start. This amount may be less if you have a family deductible and collectively your family expenses meet that deductible. See your coverage documents for details.
- Only certain services covered by your policy apply to the deductible.
- This deductible must be met each plan year.
- Most Priority Health plans pay 100% for preventive care services such as physicals whether you have met your deductible or not.
- The individual deductible does not apply if you are enrolled in a plan with a health savings account and you have more than one person on your policy.