Family out-of-network deductible

When you have a preferred provider organization (PPO) plan, covered services are paid at either the in-network level or the out-of-network level depending upon how you seek services. See your insurance policy for details.

Your family out-of-network deductible is the maximum your family will pay for certain out-of-network services before out-of-network plan benefits begin to pay.

• Only certain out-of-network services covered by your policy apply to the out-of-network deductible.
• This deductible must be met each plan year.
• Once you have met your family out-of-network deductible, you don't have to meet everyone's individual out-of-network deductible.