Family in-network deductible

When you have a preferred provider organization (PPO) plan, covered services are paid at either the in-network level or the out-of-network level depending upon how you seek services. See your insurance policy for details.

Your Family In-Network Deductible is the total cost of in-network services for all individuals on your policy that you must pay before your plan begins to pay in-network benefits.

  • Only certain in-network services covered by your policy apply to the in-network deductible.
  • This deductible must be met each plan year.
  • Once you have met your family in-network deductible, you don't have to meet everyone's individual in-network deductible.
  • Most Priority Health plans pay for preventive care services such as physicals whether you have met your deductible or not.