HealthbyChoice Incentives plans—Upper Peninsula

Healthy employees are not only more productive, but they also cost less. HealthbyChoice Incentives rewards employees for being, getting and staying engaged in their health. With HealthbyChoice, employees receive the same great benefits, but have different out-of-pocket costs depending on how engaged they choose to be in their health.

Plan highlights

  • $10 Virtual care services covered before deductible
  • Diabetic coverage – Certain diabetic supplies purchased through a participating DME provider are covered at 100% before deductible and preferred insulins are covered at the Tier 1b prescription drug copay
  • Chiropractic care – Covers up to 30 acute and/or maintenance care visits per contract year
  • Standard copayments for the benefits needed most – Primary care, specialist, urgent care, labs, standard radiology, and prescription drugs are covered with a copayment before deductible
  • Cash rewards – Our Cost Estimator tool lets members shop for high-quality care at lower-cost facilities. Best of all, when members receive care at a fair-price facility, we’ll send them a Visa® reward card
  • Hearing exams and discounts on high-quality hearing aids – Offered by our partner, TruHearing. Learn more
  • Adult vision coverage, powered by EyeMed – $15 annual eye exam and in-network discounts on frames, standard plastic lenses, lens options, select contact lenses, laser vision correction, and non-prescription sunglasses. Learn more
  • Optional dental coverage – Two Delta Dental PPO/Premier plans to choose from, both include annual exams and cleanings. Learn more
  • No referral needed – Our plans don't require a referral to see a specialist

HealthbyChoice Incentives PPO plans – Upper Peninsula

  • HealthbyChoice Incentives PPO Choice

    Deductible:
    $250 individual, $500 family
    Coinsurance:
    Employee pays 10%
    Out-of-pocket limit:
    $5,000 individual, $10,000 family
    Primary / specialist / urgent care:
    $10 / $35 / $75
  • HealthbyChoice Incentives PPO Standard

    Deductible:
    $2,750 individual, $5,500 family
    Coinsurance:
    Employee pays 30%
    Out-of-pocket limit:
    $7,260 individual, $14,520 family
    Primary / specialist / urgent care:
    $45 / $75 / $85