What do I need to know about Medicare Parts A & B?

Page last updated on: 5/30/25

Lesson 1

Medicare Parts A and B are "Original Medicare." You get them through the federal government.

Medicare Part A = Hospital care

  • Medicare Part A covers most hospital costs after you pay the first $1,676 (your "Part A deductible")
  • At age 65, most people will automatically be enrolled in Medicare Part A
  • Most people don't pay a monthly Part A premium because they paid for it through their payroll deductions

Explore Medicare Part A in detail.

Medicare Part B = Medical services

  • Medicare Part B covers 80% of the cost of doctor visits and everyday medical services after you pay the first $257 (your "Part B deductible")
  • You should sign up for Part B as soon as you're eligible, or you could pay penalties later
  • You'll also have a Part B premium to pay every month. The standard Part B premium amount is $185 (or higher, depending on your income).

Explore Medicare Part B in detail.


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