Understanding Medicare benefits, costs and coverage

Simple guidance on Medicare benefits, plan types, premiums, copays and coverage options.

Choosing a Medicare plan involves more than comparing premiums – it’s about understanding the benefits, coverage and costs that can affect your healthcare experience throughout the year. In this guide, you’ll learn how different Medicare Advantage plan types work, what additional benefits may be available and how to evaluate expenses such as copays, deductibles and out-of-pocket costs. With clear, easy-to-understand information, you can feel more confident selecting a plan that fits both your health needs and your budget.

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Priority Health explains the difference between Medicare HMO-POS & PPO plans and what benefits each network provides. Find out what's right for you.

Woman in cosy living room relaxing with e-reader on couch

Learn how to compare Medicare Advantage plans by evaluating total costs, provider networks, prescription coverage, extra benefits, and star ratings.

smiling senior couple on couch with dog and computer reviewing Medicare options

Learn how to check whether your doctors, hospitals, pharmacies and prescriptions are covered before choosing a Medicare plan.

a woman standing in a pharmacy aisle reading the box of a medicine

Learn how to use your Medicare over-the-counter (OTC) benefit to save on health essentials. Find out what’s covered, where to shop and tips to maximize your savings.

A senior woman trying on pink glasses at eye doctor

Dental, vision, hearing and OTC benefits can add value to Medicare plans, but shoppers should also compare costs, prescriptions, doctors and out-of-pocket limits.

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Priority Health Medicare Advantage plans have healthy extras or benefits and tools that can help you eat healthier and exercise more often.

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Discover the real costs of $0 premium Medicare Advantage (MAPD) plans. Learn about copays, deductibles and coverage details for Michigan residents.

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Priority Health Medicare plans have a 4.5-star rating. When comparing Medicare health plans, you should consider star power, as well as costs and coverage.

a woman and pharmacist discussing a prescription at the pharmacy counter.

Learn how Medicare Extra Help may lower prescription drug plan premiums, deductibles, copays and coinsurance for people with limited income and resources.

Smiling nurse hugging senior woman at home

An in-home Medicare HRA is a free annual visit to review your health, medications and care needs. Learn what to expect and how to prepare.

doctor and a senior patient discussing paperwork

If you have Medicare, having a primary care physician (PCP) can make a big difference in your health and peace of mind.

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