Open Enrollment Period for 2026 health plans begins November 1, 2025.
Here’s what you can do to ensure you’re prepared:
1. Make sure your contact information is up to date with the Marketplace
- Log in to healthcare.gov
- Select “Manage account settings”
- Edit email and mailing addresses, if needed
Why it’s important
If enrolled in a plan through the Marketplace, you may be contacted via email or mail with important information from the Marketplace.
2. Compile important tax documents to verify household income
Examples could include:
- 1040 federal or state tax return
- W-2 and/or 1099 wages and tax statements
- Pay stub
- Self-employment ledger documentation such as a Schedule C
- Social Security benefits letter
- Unemployment benefits letter
Why it’s important
You may be asked to submit these documents during your 2026 enrollment. Keeping your household and income information up to date with the Marketplace ensures you will receive the right amount of savings (like subsidies such as premium tax credits).
3. Review your current health plan
- Ask yourself what you like about your current plan
- Are all the providers you’d like to see covered by your current plan?
- Think about prescriptions you take or may need going forward
Why it’s important
By having a strong sense of health care needs for you and your family, you’ll know what to look for in a 2026 plan.
4. Enroll in a 2026 MyPriority health plan
- Look closely at premium and deductible costs
- Ensure your health plan benefits include extras you’ll use: virtual care, behavioral health coverage, discounts on prescriptions, and more
- See all MyPriority plan benefits
- Open Enrollment Period runs from Nov. 1, 2025 until Jan. 15, 2026
- Enrollment between Nov. 1, 2025 and Dec. 15, 2025 will have coverage effective Jan. 1, 2026.
- Enrollment between Dec. 16, 2025 and Jan. 15, 2026 will have coverage effective Feb. 1, 2026.
Why it’s important
Enroll by December 15 for coverage starting January 1. Early action helps avoid gaps in coverage.
Get ready and confidently choose your 2026 coverage
The annual Open Enrollment Period is your opportunity to find coverage that fits your life and budget. By taking a few simple steps now you’ll be ready to make confident choices for 2026.