MyPriority Silver 2500 - Off Marketplace - Beaumont Health Network
MyPriority Silver 2500 - Off-Marketplace (full or narrow network) plans are an affordable option for individuals who do not qualify for a federal subsidy, or choose not to use it. It offers a lower monthly premium because you purchase it directly from Priority Health and avoid fees associated with plans offered on the federally run Marketplace.
Highlights of what members get:
- Out-of-state coverage: Four out-of-state Cigna network office visits included
- Limited virtual care: 24/7 access to a doctor with a Spectrum Health On-Demand Video Visit
- Prescription drugs: $5 copayment for Tier 1a and $20 copayment for Tier 1b drugs, before deductible
- Primary doctor visits: $30 primary care doctor visits, before deductible
- Urgent care: $75 urgent care visits, before deductible
- Chronic condition management: Services, supplies and treatments for some of the most common chronic conditions covered in full or with cost-share, before deductible
- Cost Estimator: Access to our tool to see prices for hundreds of services and procedures.
- Active&Fit Direct™: Discounted prices for gym memberships and more
- Global emergency assistance: If you become ill or injured while traveling more than 100 miles from home, our partner Assist America® can help you get care and even arrange your safe travel home
- Hearing exams and hearing aids: Discounts for you and your extended family with TruHearing®
Beaumont Health Network
A narrow network offered to individuals who live in Wayne, Oakland and Macomb counties
Members who choose a Beaumont Health Network plan are required to receive care in the Beaumont Health system of doctors and hospitals and their affiliated clinics, outpatient facilities, labs, etc.
This network includes:
Hospitals: Beaumont Health Hospitals (including former Oakwood hospitals) – Dearborn, Farmington Hills, Grosse Pointe, Royal Oak, Taylor, Trenton, Troy, Wayne
Physicians (primary care and specialist) network:
- Physicians employed by Beaumont Health
- Any individual community physicians with admitting privileges at Beaumont Health that are listed as in-network in the Priority Health Beaumont Network Find a Doctor directory
All in-network pharmacies
- A narrow network allows members to enjoy a lower monthly premium while getting access to quality care
- No referral needed to see an in-network specialist
- Members who enroll in this plan will see the Beaumont Health network on their ID cards
- Care received outside of the Beaumont Health network will not be covered, and members will be required to cover the full cost for out-of-network care
You must receive care in the Beaumont Health Network of doctors and hospitals and their affiliated clinics, outpatient facilities, labs, etc. Care received outside of the Beaumont Health Network will not be covered and members will be required to cover the full cost of out-of-network care.
Emergency services are covered at the in-network level. Use our Find a Doctor online directory to see if your doctor is in the Beaumont Health Network.
The metal level determines how you and your plan share the costs of care. Silver means your health plan pays 70% (on average) and you pay about 30%. Silver level plans offer a good balance of premium and out-of-pocket costs.
The amount you pay for covered health care services before Priority Health begins to pay.
Coinsurance is the percentage of the cost of medical services you have to pay after you've met your deductible. Some services–like preventive care and chronic condition management–are accessible with low or no coinsurance before you meet your deductible.
This is the most you'll pay for covered health care expenses in one year. This amount includes deductibles, coinsurance and copayments for covered services.
Primary doctor, before deductible
Specialist, before deductible
Mental health, before deductible (initial visit covered in full)
Limited virtual care
24/7 access to a provider with a Spectrum Health On-Demand virtual urgent care.
Preventive care includes specific health care services that help you avoid potential health problems or find them early when they are most treatable, before you feel sick or have symptoms. Examples of preventive care include flu shots, physical exams, lab tests and some prescriptions. See our Preventive Health Care Guidelines for a list of covered preventive services.
Retail health, urgent care and emergency services
Retail health clinic, office visits (evaluation only), before deductible
Urgent care, office visits (evaluation only), before deductible
Emergency room (waived if admitted); 30% coinsurance, after deductible
When you seek treatment for an illness, injury, symptom or condition that needs immediate care.
Diagnostic tests, X-rays, lab services and radiology services
Tier 1a and Tier 1b drugs
Tier 1 includes low-cost generic drugs, proven to be as safe as brand-name drugs.
The features and benefits explained in this section are intended to give you an overview of your coverage and do not include or explain every detail of what is and is not covered. Please refer to the Summary of Benefits and coverage.
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