2021 Postal employee premium rates

These rates do not apply to all enrollees. If you are in a special enrollment category, refer to your special "Guide to Federal Benefits," or contact the agency or Tribal Employer that maintains your health benefits enrollment.

Value option - a great value, our lowest monthly premium plan

The value plan features our lowest premiums and better-than-basic benefits. Explore plan details

Self only (Enrollment code: Y41)

$52.42 
Category 1
$45.32
Category 2

Your share of premium, bi-weekly.

Self plus one (Enrollment code: Y43)

$115.32
Category 1
$99.71
Category 2

Your share of premium, bi-weekly.

Self and family (Enrollment code: Y42)

$123.19
Category 1
$106.51
Category 2

Your share of premium, bi-weekly.


Standard option - our most popular plan

Offers all the necessary coverage at an affordable premium and deductible. Explore plan details

Self only (Enrollment code: LE4)

$65.06
Category 1
$56.25
Category 2

Your share of premium.  Biweekly.

Self plus one (Enrollment code: LE6)

$143.14
Category 1
$123.76
Category 2

Your share of premium.  Biweekly.

Self and family (Enrollment code: LE5)

$152.90
Category 1
$132.19
Category 2

Your share of premium.  Biweekly.


High option - highest premium plan but offers $0 deductible 

A great option for those who find comfort in knowing their coverage will cost less out of pocket if and when it's needed.  Explore plan details. 

Self only (Enrollment code: LE1)

$233.81
Category 1
$223.75
Category 2

Your share of premium.  Biweekly.

Self plus one (Enrollment code: LE3)

$528.60
Category 1
$507.04
Category 2

Your share of premium. Biweekly.

Self and family (Enrollment code: LE2)

$555.00
Category 1
$531.58
Category 2

Your share of premium. Biweekly.

  • Postal Category 1 rates apply to career bargaining unit employees who are represented by the following agreement: NALC
  • Postal Category 2 rates apply to career bargaining unit employees who are represented by the following agreement: PPOA.
  • Non-Postal rates apply to all career non-bargaining unit Postal Service employees and career bargaining unit employees who are represented by the following agreements: APWU, IT/AS, NPMHU, NPPN and NRLCA. Postal rates do not apply to non-career Postal employees, Postal retirees, and associate members of any Postal employee organization who are not career Postal employees