2025 employee premium rates

These rates do not apply to all enrollees. If you are in a special enrollment category, refer to your special "Guide to Federal Benefits," or contact the agency or Tribal Employer that maintains your health benefits enrollment.

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Page last updated on: 3/10/25

Value option - a great value, our lowest monthly premium plan

The value plan features our lowest premiums and better-than-basic benefits. Explore plan details

Self only (Enrollment code: Y41)

Your share; bi-weekly

$60.56

Annuitant; monthly

$131.21

Self plus one (Enrollment code: Y43)

Your share; bi-weekly

$133.23

Annuitant; monthly

$288.66

Self and family (Enrollment code: Y42)

Your share; bi-weekly

$142.31

Annuitant; monthly

$308.34

Standard option - our most popular plan

Offers all the necessary coverage at an affordable premium and deductible. Explore plan details

Self only (Enrollment code: LE4)

Your share, biweekly

$88.39

Annuitant; monthly

$191.52

Self plus one (Enrollment code: LE6)

Your share, biweekly

$194.47

Annuitant; monthly

$421.35

Self & family (Enrollment code: LE5)

Your share, biweekly

$207.72

Annuitant; monthly

$450.07

High option - highest premium plan but offers $0 deductible 

A great option for those who find comfort in knowing their coverage will cost less out of pocket if and when it's needed.  Explore plan details. 

Self only (Enrollment code: LE1)

Your share, biweekly

$391.29

Annuitant; monthly

$847.80

Self plus one (Enrollment code: LE3)

Your share, biweekly

$866.63

Annuitant; monthly

$1,877.70

Self & family (Enrollment code: LE2)

Your share, biweekly

$905.81

Annuitant; monthly

$1,962.59