PriorityHSA HMO plans

We have plans for savings-minded employers that work with health savings accounts (HSA). The tax-advantaged savings can help your employees pay for medical expenses throughout the year, including help in meeting their deductible. And with Cost Estimator, our cost transparency tool, members can view and shop for the cost of health care services so they can make the smart choice in cost management.

Smart idea:

This plan works smart for those looking for cost-savings and a plan that engages employees in their health care.

Plan highlights

  • Range of deductibles – Choose from plans that have individual deductibles of $1,400, $2,000, $2,300, $3,000, $5,500 or $6,650. (Family deductibles are double the individual amount.)
  • FREE banking partner – Our partner HealthEquity®, the leader in HSA banking, helps your employees set up and manage their HSA account. We're one of the few carriers in Michigan offering this service at no cost to employers or members.
  • No employer contributions required – Let your employees take advantage of the full tax benefits of HSA contribution.
  • Cash rewards – Our Cost Estimator lets you shop for high-quality care at lower-priced facilities. Best of all? When you receive care at a fair-price facility, we'll send you a Visa® reward card.
  • No referral needed – Our plans don't require a referral to see a specialist
  • Optional dental coverage – Two Delta Dental PPO/Premier plans to choose from, both include annual exams and cleanings (learn more)

Learn how PriorityHSA works

Our PriorityHSA high-deductible health plan can be paired with an HSA or stand alone. 

Plan notes

We want you to know exactly what you're looking at, so here are explanations of the notes used in the plan pricing information.

  • (E) "Embedded" means the plan contains an individual limit (stop) within the family total. The embedded stop occurs when an individual's deductible or out-of-pocket limit has been satisfied, but the family deductible or out of pocket limit hasn't.
  • (A) "Aggregate" means the total deductible or out-of-pocket limit does not contain an individual limit. An individual is covered when the family deductible or out-of-pocket limit has been met.
  • Deductibles and out-of-pocket limits are listed as individual/family amounts.
  • PriorityHSA HMO 1400

    Deductible:
    $1400/$2800 A
    Coinsurance:
    90%
    Out-of-pocket-limit:
    $3500/$7000 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 2000

    Deductible:
    $2000/$4000 A
    Coinsurance:
    70%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 2300 100%

    Deductible:
    $2300/$4600 A
    Coinsurance:
    100%
    Out-of-pocket-limit:
    $4600/$9200 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 3000

    Deductible:
    $3000/$6000 E
    Coinsurance:
    70%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 5500

    Deductible:
    $5500/$11000 E
    Coinsurance:
    50%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 6650

    Deductible:
    $6650/$13300 E
    Coinsurance:
    100%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    100%

Tiered networks

Learn more about West MI Partners and Southeast MI Partners.

  • PriorityHSA HMO 1400 - West MI Partners

    Tier 1

    Deductible:
    $1400/$2800 A
    Coinsurance:
    90%
    Out-of-pocket-limit:
    $3500/$7000 E
    Primary/specialist/urgent care:
    Coinsurance


    Tier 2

    Deductible:
    $4500/$9000 A
    Coinsurance:
    70%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 2000 - West MI Partners

    Tier 1

    Deductible:
    $2000/$4000 A
    Coinsurance:
    70%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance 


    Tier 2

    Deductible:
    $5500/$11000 A
    Coinsurance:
    50%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 1400 - Southeast MI Partners

    Tier 1

    Deductible:
    $1400/$2800 A
    Coinsurance:
    90%
    Out-of-pocket-limit:
    $3500/$7000 E
    Primary/specialist/urgent care:
    Coinsurance 


    Tier 2

    Deductible:
    $4500/$9000 A
    Coinsurance:
    70%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance
  • PriorityHSA HMO 2000 - Southeast MI Partners

    Tier 1

    Deductible:
    $2000/$4000 A
    Coinsurance:
    70%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance 


    Tier 2

    Deductible:
    $5500/$11000 A
    Coinsurance:
    50%
    Out-of-pocket-limit:
    $6650/$13300 E
    Primary/specialist/urgent care:
    Coinsurance