MyPriority Prime Silver HSA Off Marketplace
Corewell Health West Michigan Network

Our MyPriority® Prime Silver HSA Off Marketplace plan offers you protection in case of a major health event and allows you to save for medical expenses with a Health Savings Account (HSA). With an HSA, you can take advantage of federal tax benefits and roll over any unused funds into the next year.

You get coverage that supports your physical, mental and financial health:

  • $0 preventive care, before deductible
  • No cost HSA administration through HealthEquity
  • $0 limited virtual urgent care visits through Corewell Health Virtual Urgent Care, after deductible
  • On-demand mental health support through Teladoc Health Mental Health
  • Access to a large network of high-quality primary care providers across Michigan
  • Award-winning customer service

Corewell Health West Michigan Network

This narrow network plan is offered to individuals who live in Kent, Barry, Mecosta, Newaygo, Ottawa counties and a portion of Allegan County.*

To ensure coverage of your health care costs, you must receive care from doctors and hospitals within the Corewell Health West Michigan Network or their affiliated facilities. If you receive care from an out-of-network provider, you will be responsible for paying the full cost. Emergency services are covered at the in-network level.

Corewell Health West hospitals

  • Corewell Health Big Rapids Hospital
  • Corewell Health Gerber Hospital
  • Corewell Health Grand Rapids Hospitals - Blodgett Hospital
  • Corewell Health Grand Rapids Hospitals - Butterworth Hospital
  • Corewell Health Grand Rapids Hospitals - Helen DeVos Children's Hospital
  • Corewell Health Greenville Hospital
  • Corewell Health Ludington Hospital
  • Corewell Health Pennock Hospital
  • Corewell Health Reed City Hospital
  • Corewell Health Zeeland Hospital

Physician networks (primary care and specialist)

  • Corewell Health Medical Group West
  • Physicians who denote a Corewell Health hospital in West Michigan as their primary hospital affiliation

Other facilities

  • Orthopedic Associates of Michigan (OAM) physicians
  • Ancillary facilities in the Priority Health network. Examples include Pine Rest Christian Mental Health Services and Forest View Hospital.

All in-network pharmacies

*ZIP codes in Allegan County where the Corewell Health West Michigan Network is offered: 49070, 49311, 49314, 49323, 49328, 49335, 49344, 49348, 49406, 49408, 49416, 49419, 49423, 49453

Network

Corewell Health West Michigan Network

In order for your health care costs to be covered, you must receive care from doctors and hospitals within the Corewell Health West Michigan Network or their affiliated facilities. If you receive care from an out-of-network provider, you will be responsible for paying the full cost. Emergency services are covered at the in-network level.

Use our online Find a Doctor directory to check if your doctor is in-network. Change the search parameters from All plans to Corewell Health West Michigan Network.

Metal level

Silver

The metal level determines how you and your plan share the costs of care. Silver generally means moderate monthly premiums and moderate out-of-pocket costs when you receive care.

Deductible

$3,300
Individual
$6,600
Family

The deductible is the amount you pay for covered health care services before Priority Health begins to pay.

Coinsurance

70%
Plan pays
30%
You pay

Coinsurance is the percentage of the cost of medical services you have to pay after you've met your deductible. Some services – like preventive care and chronic condition management – are accessible with low or no coinsurance before you meet your deductible.

Out-of-pocket limit

$7,200
Individual
$14,400
Family

This is the most you'll pay for covered health care expenses in one year. This amount includes deductibles, coinsurance and copayments for covered services.

Office visits

30% coinsurance
Primary care
After deductible
30% coinsurance
Specialist
After deductible
30% coinsurance
Mental health
After deductible

Initial mental health visit is covered in full, after deductible.

Tier 1a and Tier 1b drugs

30% coinsurance
Tier 1a
After deductible
30% coinsurance
Tier 1b
After deductible

Tier 1 includes low-cost generic drugs, proven to be as safe as brand-name drugs. Some drugs for chronic condition management are accessible at low or no cost before you meet your deductible.

Urgent care and Retail health clinics

30% coinsurance
Urgent care
After deductible
30% coinsurance
Retail health clinic
After deductible

Emergency room

30% coinsurance
Emergency room
After deductible

Virtual care

Covered in full
Virtual urgent care
After deductible
30% coinsurance
Virtual primary care
After deductible

See a provider through Corewell Health Virtual Urgent Care. This care is accessed through your Priority Health member account and is best for treating minor illnesses and injuries like ear infections, fevers, coughs, minor burns or bites.

Virtual primary care is offered through Corewell Health's Virtual Primary Care Practice in West Michigan when you select a Corewell Health Virtual Primary Care Practice provider as your designated PCP.

Rehabilitation services

30% coinsurance
Chiropractic manipulation
After deductible
30% coinsurance
Outpatient physical/occupational therapy
After deductible

Chiropractic manipulation benefits cover 30 visits per year, including maintenance visits.

Physical therapy and occupational therapy have a combined limit of 30 visits per year.

Preventive care

Covered in full
Before deductible

Preventive services help you avoid potential health problems or find them early when they are most treatable before you feel sick or have symptoms. See our Preventive Health Care Guidelines for a list of covered preventive services.

Maternity

Covered in full
Routine prenatal and postnatal care
Before deductible

Delivery and nursery care are covered with 30% coinsurance, after deductible.

Diagnostic tests, X-rays, lab services and radiology services

30% coinsurance
After deductible

The features and benefits shown on this page are intended to give you an overview of what this plan covers. For more details, please refer to the Summary of Benefits and Coverage.