MyPriority dental insurance
MyPriority® Delta Dental insurance for individuals and families offers comprehensive dental coverage at affordable rates. MyPriority dental insurance is available as an add-on to MyPriority medical plans (except MyPriority Short-term).
- Two options: MyPriority Delta Dental Standard and MyPriority Delta Dental Enhanced (includes ortho coverage)
- Preventive covered at 100% immediately - no waiting period
- Cover all or some of your family - you're not required to include your entire family if you choose dental
- Includes major dental services
MyPriority Delta Dental Standard benefits
-
Deductible
$50 per person in the plan
$150 per family
-
Exams & cleanings
Two per year
FREE
-
Fluoride treatments
Up to age 14
One per year
FREE
-
Emergency palliative treatment
Used temporarily to relieve pain
You pay 20%
-
X-rays
Limit one per 24 months
You pay 20%
-
Sealants
Dental sealants to prevent decay of permanent molars (to age nine on first molars and age 14 on second molars, limit one per lifetime)
You pay 20%
-
Annual benefit maximum
$1,000 per person per year
Restorative & orthodontic services (6 month waiting period before coverage starts)
-
Minor restorative services
Used to repair teeth damaged by disease or injury
You pay 50% after deductible -
Major restorative services
Includes periodontics, bridges, dentures, etc.
You pay 50% after deductible -
Orthodontic diagnostic procedures
To age 19
Not covered -
Orthodontic services benefit max
Does not apply
MyPriority Delta Dental Enhanced benefits
-
Deductible
None
-
Exams & cleanings
Two per year
FREE
-
Fluoride treatments
Up to age 14
One per year
FREE
-
Emergency palliative treatment
Used temporarily to relieve pain
You pay 20%
-
X-rays
limit one per 24 months
You pay 20%
-
Sealants
Dental sealants to prevent decay of permanent molars (to age nine on first molars and age 14 on second molars, limit one per lifetime)
You pay 20%
-
Annual benefit maximum
Maximums for orthodontic services are separate. See below.
$1,500 per person per year
Restorative & orthodontic services (six-month waiting period before coverage starts)
-
Minor restorative services
Used to repair teeth damaged by disease or injury
You pay 25%
-
Major restorative services
Includes periodontics, bridges, dentures, etc.
You pay 50%
-
Orthodontic diagnostic procedures
To age 19
You pay 50%
-
Orthodontic services benefit max
$1,500 per person per lifetime
You're responsible for out-of-pocket costs related to your dental coverage, including:
- Deductible and coinsurance amounts as detailed above and in your Summary of Dental Benefits
- Amounts over the reasonable and customary charges
- Amounts over benefit maximums
- Services excluded by your Summary of Dental Benefits
Dental benefits are payable in any one plan year up to the maximums stated above and in your Summary of Dental Benefits. Maximums apply per individual for preventive, basic and major dental treatment (Classes I, II and III). Maximums for orthodontic services are calculated separately from Classes I, II and III.