MyPriority RxPlus Silver Spectrum Health Partners

Our MyPriority® RxPlus plans are designed for people who want the best coverage for their money or may be transitioning from employer-provided insurance to buying direct. You get immediate, affordable access to office visits, including specialists and generic drugs, before you meet your annual deductible.

What is Spectrum Health Partners?

This plan offers a narrow network available only to those who live in Kent County. You must receive care in the Spectrum Health system of doctors and hospitals. A limited network allows you to enjoy a lower monthly premium and have access to quality care. You'll need prior authorization from your primary doctor or us to be covered for care in our full HMO network. 

See prices

Highlights of what you get

  • $20 office visits - Any combination of up to four specialist, family doctor or urgent care visits in-network before deductible, including related non-surgical services (like X-rays, labs, etc.)
  • $5 generic drugs - Preferred generics for a $5 or $10 copayment before deductible.
  • FREE preventive care - Routine in-network care like well-child visits, flu shots and annual exams at no cost.
  • Global emergency assistance - If you become ill or injured while traveling more than 100 miles from home our partner, Assist America, can help get you get care and even arrange your travel back home safely.
  • No referral needed - Our plans don't require a referral to see an in-network specialist
  • Optional dental coverage - Two plans to choose from, both include annual exams and cleanings

More about MyPriority Silver RxPlus Spectrum Health Partners

Network

Spectrum Health Partners

You must receive care in the Spectrum Health system of doctors and hospitals and their affiliated clinics, outpatient facilities, labs, etc. Emergency services are covered at the in-network level. Use our Find a Doctor online directory to see if your doctor is in the Spectrum Health Partners network.

Metal level

Silver

The metal level determines how you and your plan share the costs of care. Silver means your health plan pays 70% (on average) and you pay about 30%.

Deductible

$1,800
Individual
$3,600
Family

This is the amount you pay for in-network covered health care services before Priority Health begins to pay.

Coinsurance

70%
Plan pays
30%
You pay

This is the amount you pay in-network, after deductible. Preventive health services are covered at 100%.

Out-of-pocket limit

$6,600
Individual
$13,200
Family

The most you pay during a policy period (usually a year) before Priority Health begins to pay 100% of the allowed amount. This includes your copayments, deductibles and coinsurance payments. This limit does not include your monthly premium.

Office visits

$20 copayment
Primary doctor, specialist, urgent care

$20 copayment first 4 visits a year including onsite labs and imaging. Deductible applies after first four any office visits, then coinsurance.

Free preventive care

$0 copayment

Routine care helps keep you and your family healthy. That's why we cover preventive care like well-child visits, flu shots and annual exams at no cost. See our Preventive Health Care Guidelines for a list of covered preventive services.

Emergency services

$250 copayment
After deductible, waived if admitted
30%
Coinsurance

Diagnostic tests, X-rays, lab services and radiology services

30%
Coinsurance

If the service provided is done during an office visit, 100% is covered. Deductible applies after the first four of any office visits.

Virtual visits

30% coinsurance
After deductible

Get 24/7 access to a doctor via the phone or web.

Generic drugs

$5 or $10 copayment
Before deductible