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HealthbyChoice IncentivesSM is a health plan combined with
a wellness program. It encourages you to make healthier lifestyle
choices in exchange for the better of two benefit levels (Choice
versus Standard.) Both benefit levels offer the same coverage, but
the Choice level saves you on copays, deductibles/out-of-pocket
costs and coinsurance.
How the plan works To take advantage of the Choice benefit level, every year you're in the plan you must meet two requirements that reflect your lifestyle choices to determine if you are striving towards and maintaining a healthy lifestyle. (If you're spouse is covered under the plan, he or she also must meet the two requirements.) The requirements must be met within 90 days of your effective date of coverage if you're a new member, or within 90 days of your renewal date if you're an existing member. The requirements
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Last modified
03/13/09
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