Three choices for funding health plans

Priority Health works to keep Michigan employers' health care costs low by offering three different funding options for our health plans:

Fully funded

• Most popular insured health plan funding option
  
• You pay a monthly premium per employee.
• Annual premium renewal
• Available to small and large groups
  

Learn more about the fully funded option


Shared funding

• You pay a monthly premium based on a full year of projected claim use and administration.
• If your claims are lower than expected, we'll refund unused premium dollars; if they're higher than expected, you'll owe us the difference.
  
• We administer the insurance plan and provide protection against large claims.
  
• Available for groups with 100 or more enrolled members

Learn more about shared funding


Self-funded

• You pay actual claims.
• We provide administrative services and stop-loss coverage for a monthly fee.
• Stop-loss coverage is available to limit risk.
• Available to mid-sized or large groups
  

Learn more about the self-funded option


Compare all three funding options.