PriorityHRA

PriorityHRA^SM combines a high deductible health plan with a health reimbursement arrangement (HRA) for a fully integrated health plan that reduces employers' total health care costs. Employers set up and fund the HRA to reimburse employees for eligible deductibles and coinsurance expenses.

With PriorityHRA, employers have complete control over their health care costs because they can

• Choose an HMO, PPO or POS plan
• Set their own deductibles
• Determine how much they will contribute and when health plan benefits kick in
• Decide if funds can roll over year-to-year

Also:

• Preventive care is covered by the PriorityHRA plan with only a small copayment.
• Employer administration is minimal - we handle reimbursement of eligible expenses, process claims and track HRA balances.

Employer experience

In this section, we tell employers how an HRA will help them reduce health care costs and their employees take responsibility for their own health care. We talk about choosing the right health plan and setting deductibles, using HRA accounts, tracking balances and educating employees.

Employee experience

For members, we'll explain exactly what an HRA is, how it works and why it will be a good option for them. They see a sample of our simplified HRA statement. And members who currently participate in PriorityHRA can access their account balances to track their spending.

Tools/information

Information to help you educate groups about how PriorityHRA can benefit them.

• PriorityHRA sales insert (507KB PDF) - Updated 03/2008
• PriorityHRA Administration Guide (152KB) - Updated 03/2009
  Walks employer groups through HRA plan administration
• PriorityHRA plan documents (190KB PDF) - Updated 05/2009
  
• PriorityHRA non-ERISA plan documents (290KB PDF) - Updated 05/2009
  
• PriorityMRA plan documents (494KB PDF) - Updated 05/2009
  
• Compare a health savings account (HSA) to a health reimbursement arrangement (HRA)
• View a webcast about PriorityHRA for employers. This webcast covers the basic features of health reimbursement arrangements and how they can work for employers as well as employees. Requires Flash player. 19 min. - Updated 04/2008

Get a quote for small groups or large groups.