Life changes happen, and when they do your health insurance may have to change too.
For most, health plan changes can only occur during the Open Enrollment Period. But if you experience a major life change, you may be able to change your plan or buy a new one through a Special Enrollment Period (SEP). See a full list of qualifying life events and required documentation below.
Choose one of these plan options to learn more and get a quote
To enroll in a new plan, you'll have to provide some required documents proving your status. Take a look at the list below to see if you qualify for SEP and how to prove it.
Qualifying life events & required documents
- Birth of a child
Adoption papers or placement orders
- Foster care placement
Proof of placement
Court order naming legal guardian
- Moved to a different coverage area
Proof of new address (new driver's license or rental/mortgage agreement)
- Gained U.S. citizenship or qualified immigration status
Copy of citizenship/immigration papers
- COBRA coverage ending
Notice from your COBRA administrator
- Aging off a parent's plan
Proof of date of birth, copy of driver's license or passport
- Losing eligibility for Medicaid or CHIP
Copy of letter from Medicaid or CHIP
Copy of death certificate