MyPriority HSA Bronze Spectrum Health Partners

Our MyPriority® HSA health plan is an affordable choice if you're generally healthy and savings-minded and want a plan that is paired with the advantages of a health savings account (HSA)*. Your HSA will help pay for medical expenses, is eligible for federal tax advantages and any unused money automatically rolls over from year to year. Keep in mind you pay 100% of the cost of your health care out of your pocket until you meet your deductible.

We provide a free banking partner, HealthEquity®, that seamlessly sets up and helps you manage your HSA banking account.

What is Spectrum Health Partners?

This plan offers a narrow network available only to those who live in Kent County. You must receive care in the Spectrum Health system of doctors and hospitals. A limited network allows you to enjoy a lower monthly premium and have access to quality care. You'll need prior authorization from your primary doctor or us to be covered for care in our full HMO network. 

Highlights of what you get

  • FREE preventive care - Routine in-network care like well-child visits, flu shots and annual exams at no cost.
  • Global emergency assistance - If you become ill or injured while traveling more than 100 miles from home our partner, Assist America, can help get you get care and even arrange your travel back home safely.
  • No referral needed - Our plans don't require a referral to see a specialist
  • Optional dental coverage - Two plans to choose from, both include annual exams and cleanings

*Individuals who receive a federal cost-sharing subsidy are not eligible to contribute to an HSA account because the deductible is reduced below the federal minimum for HSA-qualified plans.

More about MyPriority HSA Bronze Spectrum Health Partners

Network

Spectrum Health Partners

You must receive care in the Spectrum Health system of doctors and hospitals and their affiliated clinics, outpatient facilities, labs, etc. Emergency services are covered at the in-network level. Use our Find a Doctor online directory to see if your doctor is in the Spectrum Health Partners network.

Metal level

Bronze

The metal level determines how you and your plan share the costs of care. Bronze means your plan pays 60% on average and you pay about 40%.

Deductible

$6,550
Individual
$13,100
Family

This is the amount you pay for in-network covered health care services before Priority Health begins to pay.

Coinsurance

100%
Plan pays
0%
You pay

This is the amount you pay in-network, after deductible. Preventive health services are covered at 100%.

Out-of-pocket limit

$6,550
Individual
$13,100
Family

The most you pay during a policy period (usually a year) before Priority Health begins to pay 100% of the allowed amount. This includes your copayments, deductibles and coinsurance payments. This limit does not include your monthly premium.

Office visits

Deductible applies, then coinsurance
Primary doctor, specialist, urgent care

Free preventive care

$0 copayment

Routine care helps keep you and your family healthy. That's why we cover preventive care like well-child visits, flu shots and annual exams at no cost. See our Preventive Health Care Guidelines for a list of covered preventive services.

Emergency services

$250 copayment
Waived if admitted
Coinsurance
After deductible is met

Diagnostic tests, X-rays, lab services and radiology services

Deductible applies, then coinsurance

Virtual visits

Deductible applies, then coinsurance

Get 24/7 access to a doctor via the phone or web.

Generic drugs

$0 copayment
After deductible is met