MyPriority dental insurance

MyPriority® dental insurance for individuals and families offers comprehensive dental coverage at affordable rates. MyPriority dental insurance is available as an add-on to MyPriority medical plans (except MyPriority Short-term).

  • Two options: MyPriority Dental and MyPriority Dental Pro (includes ortho coverage)
  • No dental network required
  • Preventive covered at 100% immediately - no waiting period
  • Cover all or some of your family - you're not required to include your entire family if you choose dental
  • Includes major dental services

MyPriority Dental benefits

  • Deductible

    $50 per person in the plan

    $150 per family

  • Exams & cleanings

    Two per year

    FREE

  • Fluoride treatments

    Up to age 14

    One per year

    FREE

  • Emergency palliative treatment

    Used temporarily to relieve pain

    You pay 20%

  • X-rays

    Limit one per 24 months

    You pay 20%

  • Sealants

    Dental sealants to prevent decay of permanent molars (to age nine on first molars and age 14 on second molars, limit one per lifetime)

    You pay 20%

  • Annual benefit maximum

    $1,000 per person per year

Restorative & orthodontic services (6 month waiting period before coverage starts)

  • Minor restorative services

    Used to repair teeth damaged by disease or injury
    You pay 50% after deductible

  • Major restorative services

    Includes periodontics, bridges, dentures, etc.
    You pay 50% after deductible

  • Orthodontic diagnostic procedures

    To age 19
    Not covered

  • Orthodontic services benefit max

    Does not apply

MyPriority Dental Pro benefits

  • Deductible

    None

  • Exams & cleanings

    Two per year

    FREE

  • Fluoride treatments

    Up to age 14

    One per year

    FREE

  • Emergency palliative treatment

    Used temporarily to relieve pain

    You pay 20%

  • X-rays

    limit one per 24 months

    You pay 20%

  • Sealants

    Dental sealants to prevent decay of permanent molars (to age nine on first molars and age 14 on second molars, limit one per lifetime)

    You pay 20%

  • Annual benefit maximum

    Maximums for orthodontic services are separate. See below.

    $1,500 per person per year

Restorative & orthodontic services (six-month waiting period before coverage starts)

  • Minor restorative services

    Used to repair teeth damaged by disease or injury

    You pay 25%

  • Major restorative services

    Includes periodontics, bridges, dentures, etc.

    You pay 50%

  • Orthodontic diagnostic procedures

    To age 19

    You pay 50%

  • Orthodontic services benefit max

    $1,500 per person per lifetime

You're responsible for out-of-pocket costs related to your dental coverage, including:

  • Deductible and coinsurance amounts as detailed above and in your Summary of Dental Benefits
  • Amounts over the reasonable and customary charges
  • Amounts over benefit maximums
  • Services excluded by your Summary of Dental Benefits

Dental benefits are payable in any one plan year up to the maximums stated above and in your Summary of Dental Benefits. Maximums apply per individual for preventive, basic and major dental treatment (Classes I, II and III). Maximums for orthodontic services are calculated separately from Classes I, II and III.