Large group HRA insurance

Lower your costs and help employees with their deductibles

PriorityHRASM combines a PriorityHMOSM, PriorityPPOSM or PriorityPOSSM health plan with a health reimbursement arrangement (HRA). You choose the health plan and design the HRA, which reimburses employees for their out-of-pocket health care costs. It's a win-win situation: Your company gets lower health insurance premiums, and your employees get all the benefits of great health care coverage.

Employer benefits

  • You'll experience reduced health plan premiums from increased employee cost-sharing.
  • Get customizable plan designs based on our HMO, PPO or POS platforms and HRA designs based on your company's needs. (Learn more about our core products).
  • You choose:
    • How much you contribute
    • What expenses can be covered (deductible and/or coinsurance)
    • When the HRA will kick in
  • Our integrated system automatically processes HRA claims, reimburses for eligible expenses and tracks HRA balances.
  • Your contributions remain in your general assets, meaning you pay HRA claims as they happen.
  • You keep all HRA funds if an employee leaves the company.
  • You receive regular reports on HRA plan balances.

Employee benefits

  • No paperwork required for your employees to use their HRA funds
  • Payments are sent directly to health care providers.
  • Employees can track their HRA balances and plan activity through their online accounts.
  • The deductible doesn't apply to preventive care like immunizations, mammograms, and routine physicals.

Not sure if this plan will work for you? Learn more about setting up large group HRA insurance.