MyPriority Vida: catastrophic health insurance

did you know

When you choose MyPrioritySM Vida catastrophic health insurance, you get:

  • Three office visits for a $20 copayment before you start paying your deductible
    Other carriers don't offer this!
  • Only the coverage you absolutely need
    Perfect for those under 30, this plan protects you from having to pay tens of thousands of dollars in unexpected hospital bills.


How to decide if catastrophic health insurance is right for you

It's important to have health insurance, no matter what. Catastrophic coverage gives you the security of knowing that if you do see a doctor or visit the emergency room, you'll pay less than if you had no insurance at all.

What you pay each year will be a combination of deductible and out-of-pocket maximum. Use these factors to decide if a catastrophic plan is right for you.

Deductible

Deductible is the amount you pay for in-network covered health care services before Priority Health begins to pay. Deductibles start over every year.

Example: If your deductible is $10,000, Priority Health won't pay anything until you've paid $10,000 (or $5,000 per family member not to exceed $10,000 total) for covered health care services. The deductible may not apply to all services.

Out-of-pocket maximum

The out-of-pocket maximum is the most you'll have to pay during a policy period (usually a year). This includes your copayments, deductibles and coinsurance payments. This limit does not include your monthly premium.

Example: If your out-of-pocket max is $10,000, Priority Health will pay 100% after you reach that amount for covered health care services normally subject to the deductible.


MyHealth Access Vida benefit highlights

This is just a basic overview of your coverage. Visit mypriority.com to see full terms and conditions of this plan and to view policy documents or see a summary of benefits and coverage.

  • FREE preventive care:
    • Routine physical exams
    • Well-child visits
    • Mammograms
    • Colonoscopies
    • Flu shots
    • Cholesterol screenings
    • Contraceptives and other women's health services
Last modified: 2/5/2014
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