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What Priority Health Medicare plan is right for me?


Lesson 4
We offer Medicare Advantage with prescription drug plans (MAPD) and Medigap (Medicare Supplement) plans.

Medicare Advantage with prescription drug plans

Your monthly premium is based on your county of residence. For 2015, we offer the following options:

  • PriorityMedicare IdealSM (PPO) - Coverage at a low cost no matter where you live in Michigan's Lower Penninsula. Monthly premium is just $15.
  • PriorityMedicare ValueSM (HMO-POS) - This plan provides you with predictable copayments for things like doctor visits and prescriptions. With low monthly premiums that start as low as $7 to $58.
  • PriorityMedicare MeritSM (PPO) - Our value priced PPO gives you a little more flexibility than our HMO-POS plans. Monthly premiums start as low as $30 to $95.
  • PriorityMedicareSM (HMO-POS) - Get lower copayments and out-of-pocket costs than you would with PriorityMedicare Value. Monthly premiums start as low as $95 to $146.
  • PriorityMedicare SelectSM (PPO) - If you like the freedom a PPO plan offers but need a little more coverage than you get with PriorityMedicare Merit, consider this plan. Monthly premiums start as low as $109 to $178.

Medigap (Medicare Supplement) plans

Your monthly premium is based on the county you live in, as well as your age, gender, health status, use of tobacco and your eligibility for either open enrollment or a guaranteed issue right. Choose from four options:

  • Medigap Plan A - Pays your copayments when you're hospitalized and coinsurance when you see your doctor or get outpatient hospital services. Monthly premiums start as low as $98 to $101.
  • Medigap Plan D - Includes everything in Plan A, plus it covers your Part A deductible, skilled nursing copayment and foreign travel emergency services. Monthly premiums start as low as $124 to $127.
  • Medigap Plan N - Includes everything in Plan D, but you'll have copayments for doctor visits and emergency visits. Monthly premiums start as low as $110 to $113.
  • Medigap Plan G - Includes everything in Plan N, plus you won't have copayments. You'll have to pay your Part B deductible, but excess charges over what Medicare appoves will be covered. Monthly premiums start as low as $127 to $130.
  • Medigap Plan F - Includes everything in Plan N, but you won't have copayments. It also covers your Part B deductible and excess charges over what Medicare will approve. Monthly premiums start as low as $135 to $144.