How your HRA works

  1. Your employer funds an HRA to help pay for your family's health care costs. The HRA sends payments directly to your doctors, hospitals, etc.
  2. Once all your HRA money is spent, you pay 100% of your family's health care costs until you reach your health plan's individual and/or family deductibles.
  3. After that you pay only copayments/coinsurance for covered services, and Priority Health pays the rest.