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Priority Health - How Your HRA Works

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How Your HRA Works
  1. Your employer funds an HRA that pays a percentage of your health care costs. The HRA sends payments directly to your doctors, hospitals, etc. You pay the rest of the bill.
  2. There is a limit to what the HRA will pay for any one family member. After that limit is reached, you pay 100% of that individual's health care costs until he or she reaches the health plan's individual and/or family deductible.
  3. Once all your family's HRA money is spent, you pay 100% of all health care costs for your family until you reach your health plan's family deductible.
  4. After that you pay only copayments/coinsurance for covered services, and Priority Health pays the rest.