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Individual Combined Deductible
Your Health Savings Account (HSA) works as a Preferred Provider Organization (PPO) health plan, which means covered services are paid at either an in-network or out-of-network level, depending on how you seek services. See your insurance policy for details.
Your Individual Combined Deductible is the total cost of services (in- and out-of-network) on your policy that you must pay before your plan begins to pay benefits.
Your Individual Combined Deductible is the total cost of services (in- and out-of-network) on your policy that you must pay before your plan begins to pay benefits.
- All services apply toward the Combined Deductible except for in-network preventive care (see Preventive Health Care Guidelines for details).
- This deductible must be met each plan year.
- Once you’ve met your Individual Combined Deductible, your plan benefits will be applied.
