PriorityHSA: Health Coverage Plus HSA

Priority Health's PriorityHSA^SM plan combines an employee-owned health savings account (HSA) with a high-deductible health plan (HDHP).

Your employees must pay 100% of their covered medical and prescription drug costs (except for preventive care services) until they meet the plan's deductible. Because their health care funding is coming from their pockets they pay closer attention to their health care spending and overall health.

The immediate result? Lower monthly premiums for your company. The long-term result?  Lower health care costs and improved health for your employees.

Jump down to:
PriorityHSA advantages
PriorityHSA features
Find out more

PriorityHSA advantages

• Priority Health's nationally recognized expertise in HSA rules and regulations
• Lower monthly premiums through a high-deductible insurance plan
• Years of experience in HDHP administration provides an easy experience for your employees
• Flexibility to pick a bank or credit union that best fits your company
• Preventive care is 100% covered (even before the deductible is met) when employees use doctors and other health care providers in the Priority Health network

PriorityHSA features

• Employees have a health savings account they own and take with them when they change jobs
• Choose PriorityHMO^SM, PriorityPPO^SM or PriorityPOS^SM as your HDHP to pair with the HSA
• We administer the health plan and a bank or credit union administers the HSA
• Money contributed to an HSA can be used to pay for qualified health care expenses
• Triple tax advantage for employees: all contributions, account earnings and money withdrawn to pay for eligible medical expenses are tax-free
• Total annual employer and/or employee HSA contributions are limited by law

• Emergencies and urgent care are covered wherever employees travel
• Can be used with PriorityFSA^SM Limited, our limited flexible spending account
• Web tools such as interactive health assessments, medical libraries, a prescription drug price comparison tool and more to help employees understand their health needs and choices.

Find out more

• Watch a Web cast showing the advantages and logistics of offering an HSA:
  PriorityHSA: A truly different approach to health care benefits (7 min.)
• Online tools - HSA Worksheet
• HSA qualified expenses
• Our HSA banking partners
• How your employees pay for health care
• How an HSA works - the rules and regulations behind the high deductible health plan and bank account
• Visit the U.S. Department of the Treasury's website for detailed information about HSAs, including an example of potential tax advantages, legislative information and answers to frequently asked questions
• Compare a health savings account (HSA) with a health reimbursement arrangement (HRA)
• Get a copy of our free Health Savings Accounts for Dummies booklet
• Information about our dental coverage, vision coverage, COBRA services and more
• Learn about our different funding options

Get a quote:Contact the Priority Health employer representative for your region or your agent.