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Group conversion coverage

Group conversion coverage happens when a Priority Health member covered by a group plan loses that coverage and applies for coverage under an individual health care coverage agreement. Priority Health provides group conversion coverage under a PriorityHMOSM plan.

Requirements

  • Member must live in the Priority Health service area.
  • COBRA coverage has expired or the employee and/or dependent aren't enrolled in COBRA.
  • Employee must apply within 31 days of group coverage termination.

Who's eligible

Members who are losing group health coverage due to:
  • Employment termination
  • Loss of eligibility (whether member no longer meets employer's requirements for health coverage or a dependent no longer qualifies as a dependent)
  • Group health coverage termination
  • Death of a covered employee (coverage for surviving dependents)

Who's not eligible

A member who:
  • Has not been enrolled in your group plan for three continuous months
  • Is enrolled in or eligible for other coverage that provides similar benefits (whether through an employer group, Medicare or COBRA)
  • Is losing coverage from a self-funded group plan

Applying for coverage

  • Employee sends a completed and signed application to Priority Health within 31 days after the termination of group coverage.
  • PriorityHMO coverage begins the day after group coverage is terminated.
  • Premium payments are deducted from the member's bank account via Electronic Funds Transfer (EFT).
Get more information and an application by contacting Customer Service.
Last modified: 5/4/2012
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